Cincinnati Banking Rates

Best Cincinnati Home Mortgage Rates for a $300,000 Loan – October 27, 2010

Cincinnati mortgage loans are at historically low rates thanks to a perfect storm that has kept the housing market depressed. High unemployment rates coupled with growing foreclosure rates across the country have undoubtedly pressured the Fed to keep rates low to encourage more real estate buying. For the best interest rates in the city for this week of October, see the list below.

30 Year Cincinnati Mortgage Loan Rate: $300,000

Nationwide Bank 30 Year fixed mortgage rate at 4.75% with an estimated monthly payment of $1,565
Stonegate Mortgage 30 Year fixed mortgage rate at 4.375% with an estimated monthly payment of $1,498

AimLoan.com 30 Year fixed mortgage rate at 4.0% with an estimated monthly payment of $1,432
CapWest Mortgage 30 Year fixed mortgage rate at 4.5% with an estimated monthly payment of $1,520
Guardian Savings Bank 30 Year fixed mortgage rate at 4.25% with an estimated monthly payment of $1,476
Aurora Bank 30 Year fixed mortgage rate at 4.375% with an estimated monthly payment of $1,498
Mortgage Capital Associates 30 Year fixed mortgage rate at 4.25% with an estimated monthly payment of $1,476
Quicken Loans 30 Year fixed mortgage rate at 4.625% with an estimated monthly payment of $1,542
Third Federal Savings & Loan 30 Year fixed mortgage rate at 4.29% with an estimated monthly payment of $1,483
Peoples Home Lending 30 Year fixed mortgage rate at 4.25% with an estimated monthly payment of $1,476
US Bank 30 Year fixed mortgage rate at 4.5% with an estimated monthly payment of $1,520
Ever Bank 30 Year fixed mortgage rate at 4.25% with an estimated monthly payment of $1,476
AmeriSave 30 Year fixed mortgage rate at 4.375% with an estimated monthly payment of $1,498
Ohio Savings Bank 30 Year fixed mortgage rate at 4.27% with an estimated monthly payment of $1,479
Union Savings Bank 30 Year fixed mortgage rate at 4.375% with an estimated monthly payment of $1,498

15 Year Cincinnati Mortgage Loan Rate: $300,000

Aurora Bank 15 Year fixed mortgage rate at 3.875% with an estimated monthly payment of $2,200
StoneGate Mortgage 15 Year fixed mortgage rate at 3.875% with an estimated monthly payment of $2,200
Quicken Loans 15 Year fixed mortgage rate at 3.99% with an estimated monthly payment of $2,218
CapWest Mortgage 15 Year fixed mortgage rate at 3.625% with an estimated monthly payment of $2,163
AimLoan.com 15 Year fixed mortgage rate at 3.5% with an estimated monthly payment of $2,145
AmeriSave 15 Year fixed mortgage rate at 3.75% with an estimated monthly payment of $2,182
Mortgage Capital Associates 15 Year fixed mortgage rate at 3.625% with an estimated monthly payment of $2,163
Ever Bank 15 Year fixed mortgage rate at 3.625% with an estimated monthly payment of $2,163
ThirdFederal Savings & Loan 15 Year fixed mortgage rate at 3.79% with an estimated monthly payment of $2,188
Guardian Savings Bank 15 Year fixed mortgage rate at 3.875% with an estimated monthly payment of $2,200
Nationwide Bank 15 Year fixed mortgage rate at 3.875% with an estimated monthly payment of $2,200
US Bank 15 Year fixed mortgage rate at 3.875% with an estimated monthly payment of $2,200
Peoples Home Lending 15 Year fixed mortgage rate at 3.75% with an estimated monthly payment of $2,182
Ohio Savings Bank 15 Year fixed mortgage rate at 3.72% with an estimated monthly payment of $2,177
Union Savings Bank 15 Year fixed mortgage rate at 3.875% with an estimated monthly payment of $2,200

Mortgage rates accurate as of publishing date and based on a loan amount of $300,000 with zero points. Please see the financial institution about any changes and additional fees.For more information on mortgage refer to our Cincinnati Mortgage Rates page.