Cincinnati Banking Rates

Best 15-Year Fixed Mortgage Rates in Cincinnati, OH

Whether you’re on a tight budget or have lots of cash to spare, it doesn’t make sense for you to pay more for your home than necessary. Locating the lowest mortgage rates in Cincinnati and securing a low interest rate is the key to getting the most value out of your next home purchase.

However, with so many loan types and terms to choose from, how do you know where to start? How about with one of the more popular choices in the city? For example, many homeowners go with a Cincinnati 15-year fixed mortgage for the numerous benefits this type of home loan has to offer.

Benefits of a Cincinnati 15-Year Fixed Mortgage

If you’re not sure whether a 15-year fixed rate mortgage is right for you, consider some of the benefits they offer mortgage holders:

  • Interest rate: Fixed rate mortgages usually provide some of the lowest interest rates, and the average 15-year fixed rate recently dropped to the lowest point in history.
  • Stability: A mortgage with a fixed rate remains stable throughout the term. Since the interest rate stays the same, there aren’t any surprises when the mortgage payment is due.
  • Pay off quicker: Since a 15-year term in shorter than some other fixed rate options, you’ll pay off your loan faster.

Best Mortgage Rates in Cincinnati: 15-Year Fixed

We’ve compiled a list of the lenders in and around Cincinnati who are currently offering the best Cincinnati mortgage rates for a 15-year fixed loan:

[mortgageratelist product=”15″ order=”desc” count=”5″ fees=”on” points=”on”]

Please note that Cincinnati mortgage rates are accurate as of October 1, 2011, but may change at any time in the future. Please contact individual lenders to verify rates and find out about additional details and requirements.