Cincinnati Credit Unions with the Best CD Rates
If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Cincinnati. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.
Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Cincinnati credit union you qualify to join. Below are the credit unions in the city that are presently offering the highest rates on CDs.
Credit Unions with the Best 6-Month CD Rates in Cincinnati
- Cincinnati Employees Credit Union: 0.95%
- General Electric Credit Union: 0.83%
- Cincinnati Ohio Police Credit Union: 0.75%
Highest 12-Month CD Rates from Cincinnati Credit Unions
- Cincinnati Employees Credit Union: 1.16%
- General Electric Credit Union: 1.06%
- Cincinnati Ohio Police Credit Union: 1%
Cincinnati Credit Unions with the Best 24-Month CD Rates
- Cincinnati Employees Credit Union: 1.56%
- Allwealth Credit Union: 1.5%
- Wright Patt Credit Union: 1.5%
Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.

