Cincinnati Banking Rates

Average August CD Rates for Cincinnati, OH

It’s easy to set aside some money in a savings account and forget about it, but this savings strategy won’t grow your funds to the fullest extent. Depositing in a higher earning account like a certificate of deposit will take your savings to the next level, but only if you take the time to find the highest Cincinnati CD rates first. Learning more about the rates currently available in and around the city will help you make an informed decision when it comes to choosing an account.

For instance, if you’re aware of the interest rate ranges among financial institutions in the area, you’ll be able to pinpoint a competitive offer as opposed to a rate that’s low for the region. Below is a look at the highest and lowest interest rates, as well as averages, across a few different CD terms.

Average CD Interest Rates in Cincinnati, Cincinnati

Cincinnati 2-Year CDs

There are currently [accountcount type=”24″] CDs offered in and around Cincinnati for a term of 2 years. Of those accounts the highest rate is [accountlist type=”24″ order=”desc” count=”1″ bankname=”off”] APY, while the very lowest is [accountlist type=”24″ order=”asc” count=”1″ bankname=”off”] APY. The average 2-year CD rate in the city today is [accountaverage type=”24″] APY.

1-Year CDs in Cincinnati

Out of a total [accountcount type=”12″] accounts available, the highest Cincinnati 1-year CD rate is [accountlist type=”12″ order=”desc” count=”1″ bankname=”off”] APY and the lowest is [accountlist type=”12″ order=”asc” count=”1″ bankname=”off”] APY. The average rate among these accounts is [accountaverage type=”12″] APY.

Cincinnati 6-Month CDs

Banks and credit unions in and around Cincinnati currently have [accountcount type=”6″] certificates of deposit available for a 6-month term. The lowest rate you’ll find today [accountlist type=”6″ order=”asc” count=”1″ bankname=”off”] APY and the highest is [accountlist type=”6″ order=”desc” count=”1″ bankname=”off”] APY. The average 6-month CD rate in Cincinnati today is [accountaverage type=”6″] APY.

Please note the above rates are as of 8/12/11, but may change at any time at the discretion of the individual banks and credit unions.