Cincinnati Banking Rates

12-Month CD Rate Deal of the Day: B&O Federal Credit Union at .70% APY

With the expenses that come from day-to-day life, it can be difficult to save up money without some help in the form of high interest rates. Fixed-rate certificates of deposit are popular for this very reason — allowing you to build up a nest egg just for having money “in the bank.” Cincinnati, Ohio’s B&O Federal Credit Union now offers a 12-month CD rate of .70% APY that keeps bank accounts in the black while building some green.

12-Month CD Terms and Conditions

It’s simple — a CD with the credit union accrues its interest on a monthly basis until it reaches maturity. For all versions of B&O CDs, deposits up to and including $250,000 are federally insured by the National Credit Union Administration.

About B&O Federal Credit Union

Originally established to serve workers of Ohio’s B&O Railroad, the B&O Federal Credit Union has been serving its member base since 1961. Offering members higher rates for dividends and lower rates for loans, the financial nonprofit recently expanded to serve employees of CSX Transportation and their families. Membership is easy and takes just a $5 minimum share account balance.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for themost recent rate updates and to review the terms of the offer.