Cincinnati Banking Rates > CD Rates

Cincinnati CD Rates

The economy is clearly heading for some rough waters, so it’s probably a good idea to take a look at your financial picture. Cincinnatians, like all Americans, will need to prepare themselves.

As part of your evaluation, you may want to ask yourself if you’re getting the best Cincinnati rates you can on your CDs, money market accounts, IRAs and other investments. You work hard for your money, and when you invest it you want to be sure it works hard for you. Cincinnati Banking Rates is here to help you make that goal a reality.

Current Cincinnati CD Rates News

03/09/10

LA wants to quit or alter two bank deals

Many municipalities have used swap deals in recent years to protect themselves from rising interest rates on floating-rate bonds. ...

03/09/10

Baltic Trading's IPO Raises $228 Million in Pricing at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

Best Cincinnati CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
2.05% As of February 8, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.02% As of January 12, 2010	View Rate Details	Paxar Credit Union	CD Account
2.00% As of February 8, 2010	View Rate Details	Hamilton County School Employees Credit Union	CD Account
2.00% As of January 12, 2010	View Rate Details	Dearborn Savings Bank	CD Account
1.81% As of January 12, 2010	View Rate Details	Cincinnati Employees Credit Union	CD Account
1.76% As of October 22, 2009	View Rate Details	B & O Credit Union	CD Account

Bank / Account Type		Rate Change	Date
	The Merchants Bank - 6 Month CD Account	0.75% to 0.55%	Mar 5, 2010
	LCNB National Bank - 6 Month CD Account	0.94% to 0.94%	Mar 4, 2010
	Members Trust Credit Union - 6 Month CD Account	1.25% to 1.00%	Mar 4, 2010
	First Security Trust Bank, Inc. - 6 Month CD Account	1.30% to 0.89%	Mar 3, 2010
-	First Farmers Bank and Trust Company - 6 Month CD Account	N/A to 1.25%	Mar 2, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in Cincinnati

Cincinnati Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Cincinnati credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Cincinnati Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Cincinnati, OH

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Cincinnati Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Recent CD Rates Articles from Go Banking Rates

Check Rates in These Cities Near Cincinnati:

Serving the Following Cincinnati Zip Codes:

Akron	Columbus	Youngstown
Lakewood	Dayton	Canton
Dublin	Toledo	Cleveland

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Other Cincinnati Specials: Cincinnati Insurance Rates