| Featured Rate | |
|---|---|
| Discover Bank ![]() | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| Dearborn Savings Bank 2 Year CD Account | 2.00% Date: Jul 23, 2010 |
| Community Spirit Credit Union 2 Year CD Account | 2.00% Date: Jul 23, 2010 |
| General Electric Credit Union 2 Year CD Account | 1.95% Date: Jul 29, 2010 |
| Sharefax Credit Union 2 Year CD Account | 1.76% Date: Jul 29, 2010 |
| Fort Washington Savings Company 2 Year CD Account | 1.75% Date: Jul 29, 2010 |
| Home Savings Bank - Kentucky 2 Year CD Account | 1.75% Date: Jul 27, 2010 |
| B & O Credit Union Savings Account | 0.25% to 0.24% Date: Jul 29, 2010 |
| Kemba Credit Union 2 Year CD Account | 1.35% to 1.30% Date: Jul 28, 2010 |
| Kh Network Credit Union Savings Account | 0.30% to 0.25% Date: Jul 27, 2010 |
| Dearborn Savings Bank 12 Month CD Account | 1.25% to 1.15% Date: Jul 23, 2010 |
| Citizens Bank of Northern Kentucky, Inc. 2 Year CD Account | 1.50% to 1.25% Date: Jul 23, 2010 |
| Citizens Bank of Northern Kentucky, Inc. 12 Month CD Account | 1.00% to 0.75% Date: Jul 23, 2010 |
Welcome to Cincinnati Banking Rates
Cincinnati Banking Rates helps people with different incomes, different goals, and different lifestyles by finding the best Cincinnati rate information. Rates options include:
- Cincinnati, Ohio mortgage refinance rates
- Cincinnati, Ohio insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Cincinnati Bank Rate
Cincinnati Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Cincinnati. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Cincinnati Banks
Cincinnati Healthcare Associates Credit Union 2139 Auburn Ave. Cincinnati, OH, 45219 | Dayton Firefighters Credit Union 338 S. P Atterson Blvd. Dayton, OH, 45402 | Foundation Bank 25 Garfield Place Cincinnati, OH, 45202 |
FCN Bank 501 Main Street Brookville, IN, 47012 | Eagle Savings Bank 6415 Bridgetown Road Cincinnati, OH, 45248 | The First National Bank of Brooksville 105 Locust St Brooksville, KY, 41004 |
Current Cincinnati Rates Update
The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Cincinnati. Compared to the previous year, mortgage rates were at 5.59% for Cincinnati and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.
Low Cincinnati home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.
One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.
Top 7 Reasons You Should Invest & Save While You’re Young
It is never too early to start investing, only too late. Of course, if you plan on working all your life and never retiring, then you won’t need to invest for your retirement. However, there are many unfortunate things that can happen in the later years of your life that may not allow you to work forever (i.e. sickness) so investing early will help avoid financial problems that come up. By starting out with as little as $25 a month, and increasing the amount to greater levels over your lifetime and through the course of your career, you can ensure you come out ahead in the long run. There are many advantages of saving money and investing while you are young.
The Top 7 Reasons to Save Money and Invest While You’re Young are:
- Slow and Steady Wins the Race- Those who start investing at an earlier age have an easier time reaching their financial goals than those who put off the task. If you are 25 years old and want to retire at the age of 65 you will have to invest less money monthly (although for a longer period of time) than if you are 55 and having to play financial catch up
- Compounding Interest- Imagine if you put money aside monthly that paid interest that would then add onto your principal investment and the next round pay off of new total that was created and so on and so forth. That is the power of compounding interest and with that you can turn a small pittance now into a small fortune later
- Accomplishment- Goals are an excellent motivator and can help people achieve the next level in their careers, and personal or financial life. If you make it your goal to be a property owner by 32 and start investing even small amounts at the age of 22, you will amass enough money to fund the down payment of your house and provide yourself with a true sense of accomplishment.
- Save Money on Top of the Money you have Already Saved- Budgeting and living within your means is an essential way to help improve the quality of life as positive behaviors with spending and thrift are often rewarded by increased credit scores. With a higher credit score you will be entitled to the lowest interest rates when you need to finance the purchase of a large ticket item like a car or a home. By investing now, you will be learning those skills that will pay off later.
- Retirement- When you are vivacious and young, it is nearly impossible to consider that you will want to slow down one day, but it will happen. By investing when you are young, you will be able to help build your reserves that you will need to live on later
- Expect the Unexpected- The only thing that is predictable about life is that it is unpredictable. By taking the steps now to invest, when the worse does happen (and it will) you will be prepared
- Improve your Spending Habits- You certainly have heard of the foreclosure problems in the U.S. by investing now, you will learn the skill sets imperative for proper money management skills throughout your lifetime
To get started on saving and investing for the future there are tools you can use to help you achieve this goal. The following accounts to look into are:
- High Yield Savings Accounts
- Money Market Accounts
- CD accounts
- Roth IRAs
- Traditional IRAs
- 401(k) Plans
- Savings Bonds
Before you decide on any kind of account to start building your wealth, make sure you read through what each account entails and if there are any requirements you must adhere to.
Life Changes Affecting Cincinnati Banking Rates
- You’re getting married again, and you want this one to be big and fancy.
- You’ve decided to go to graduate school at the University of Cincinnati.
- The real estate market looks right for you now, and it’s time to buy.
Get the Best Rates in Cincinnati, OH
Cincinnati Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Cincinnati Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Cincinnati Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Cincinnati Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Cincinnati, OH
Cincinnati Banking Rates is rapidly becoming the premier Cincinnati interest rate source. By working with thousands of financial companies, Cincinnati Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Cincinnati Home Loan Rates
- Cincinnati Savings Rates
- Cincinnati Credit Card Rates
- Cincinnati Student Loan Rates
- Cincinnati Auto Loan Rates
- Cincinnati Insurance Rates
- Cincinnati CD Rates
Cincinnati Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Cincinnati Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Cincinnati Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Cincinnati Banking Rates
Current Cincinnati Banking News
Check Rates in These Cities Near Cincinnati: | Serving the Following Cincinnati Zip Codes: | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 45201 45202 45203 45204 45205 45206 45207 45208 45209 45210 45211 45212 45213 45214 45215 45216 45217 45218 45219 45220 45221 45222 45223 45224 45225 45226 45227 45228 45229 45230 45231 45232 45233 45234 45235 45236 45237 45238 45239 45240 45241 45242 45243 45244 45245 45246 45247 45248 45249 45250 45251 45252 45253 45254 45255 45258 45262 45263 45264 45267 45268 45269 45270 45271 45273 45274 45275 45277 45280 45296 45298 45299 45944 45950 45999 |
Other Cincinnati Specials: Cincinnati Insurance Rates




